QUICK FACTS

IMMENSE DEDICATION

VALUABLE REPUTATION

HARD WORKING

HIGHLY ORGANIZED

EASY & SECURE PROCESSED

EXTREMELY KNOWLEDGEABLE

With nearly two decades of direct lending experience, Majestic Home Loan has established a solid reputation few others can match and we achieved this stellar position by action, not by words. 

From the initial application to final funding, Majestic is with you all along the way. We are the lender. Your loan application is processed, approved and funded by our professional staff and our loan process is simple and smooth. 

From conventional loans to government-backed offerings and from construction to refinance, we offer it all. There’s no need to look any further for your home loan needs. 

Majestic is here for you!

Majestic Home Loan (dba of RMK Financial Corp) NMLS License #173946

www.nmlsconsumeraccess.org
For consumer complaints please email us at customercare@mhlmtg.com

R M K Financial Corp is authorized to conduct Mortgage Lending business in the following States:

To verify licensing please visit www.nmlsconsumeraccess.org

Equal Housing Opportunity Lender Notice

We conduct business in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988). It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.

• In the sale or rental of housing
• In advertising the sale or rental of housing
• In the financing of housing
• In the provision of real estate brokerage service
• In the appraisal of housing
• Blockbusting is also illegal

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination: 1-800-669-9777 (toll free), or 1-800-927-9275 (tdd), U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington DC 20410.

The Housing Financial Discrimination Act of 1977, California Fair Lending Notice

It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:

• Trends, characteristics, or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice
• Race, color, religion, sex, marital status, national origin, or ancestry

It is illegal to consider the racial, ethnic, religious, or national origin composition of a neighborhood or geographic area surrounding a housing accommodation, or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, and under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation, or refinancing of one- to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence.

If you have any questions about your rights, or if you wish to file a complaint, contact the management of this financial institution.

Important Notice

Due to changing market conditions and borrower eligibility, interest rates can change daily. Your exact interest rate will depend on the date you lock your rate. Your total finance charges may be higher over the life of the loan. County restrictions may apply. Additional restrictions may apply. To estimate your current mortgage payment we used information obtained from public records. If you have more than one mortgage, this public information may include the total of all of your mortgages.

Cash-Out Program Disclosure

Eligibility for the Cash-Out Program is to be determined with your current credit score, home appraisal, income verification, and additional requirements if necessary. Cash-Out Program may not be available on properties located in the State of Texas.

TERMS OF USE between user and Majestic Home Loan NMLS License #173946

You may access, download and print materials on this Site for your personal please read this agreement ("Agreement") carefully before accessing or using this web site ("Site"). By accessing or using the Site, you agree to be bound by this Agreement. Majestic Home Loan and its suppliers provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this site constitutes your agreement to all such terms, conditions, and notices. The information and services offered on this Site are provided with the understanding that neither Majestic Home Loan, nor its suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site. Majestic Home Loan and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While Majestic Home Loan and its suppliers, strive to keep the information on this Site accurate, complete and up-to-date, Majestic Home Loan, and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.

PERSONAL AND NONCOMMERCIAL USE LIMITATION: PROHIBITED USES

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or " database scraping" to obtain lists of users or other information. If and when requested by Majestic Home Loan, you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of Majestic Home Loan, you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

PROPRIETARY RIGHTS

All materials on this Site (as well as the organization and layout of the Site) are owned and copyrighted or licensed by Majestic Home Loan and, its affiliates or its suppliers. Copyright Majestic Home Loan 2008. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of Majestic Home Loan and, its affiliates or its suppliers. Copyright Majestic Home Loan.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Site, you warrant to Majestic Home Loan, that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

LIABILITY DISCLAIMER

You use this Site at your own risk. If your use of this Site or the materials therein results in the need for servicing or replacing property, material, equipment or data, neither Majestic Home Loan, nor its affiliates are responsible for those costs. The information, software, products, and service published on this site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Majestic Home Loan, it's affiliated and/or its respective suppliers may without prior notice make improvements and/or changes in this site including but not limited to the information, services, products or otherematerial at any time. All information, products, and services are provided "as is" without warranty of any kind. In no event shall Majestic Home Loan, it's affiliates and/or it's suppliers be liable for any direct, indirect, incidencidental, special or consequential damages arising out of or in any connected with the use of this site or with the delay or inability to use this site, or for any information, products, material and/or services obtained through this site, or otherwise arising out of the use of this site, Whether based on contract, tort, strict, liability or otherwise, even if Majestic Home Loan, it's affiliated or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Majestic Home Loan, its affiliates and suppliers from any liability, loss, claim and expense (including attorney's reasonable fees) related to your violation of this Agreement.

LINKS TO THIRD PARTY SITES

Outside Links - While on this web site, you may be led to other web sites operated by parties other than Majestic Home Loan, or its affiliates. The inclusion of hyperlinks by Majestic Home Loan, to web sites does not imply any endorsement of the material on such web sites or any association with their operators, and you access and use such sites, including information, material, products and services therein, solely at your own risk. We are not responsible for the quality or results or any product or service provided by these companies. Review their products and services carefully. Furthermore, because the privacy policy you just read is applicable only when you are on our Site, once linked to another web site, you should read that site's privacy policy before disclosing any personal information. Their own privacy policies may be different than ours. We are not responsible for the use of the information that you give these third parties.

CHANGES TO AGREEMENT

Majestic Home Loan may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

MISCELLANEOUS

This website is applicable to and should only be used by persons 18 years of age or older located within the United States of America. Access and use of this website by persons under the age of 18 or from locations other than the United States are prohibited. This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of California without giving effect to any principles of conflicts of law. Failure by Majestic Home Loan, or its affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between Majestic Home Loan, and/or its affiliates and you related to this Agreement shall be brought exclusively in federal district court. Majestic Home Loan, logos, product and service names are trademarks owned by licensed to Majestic Home Loan, or its affiliates (the "Marks"). Without the prior written permission of Majestic Home Loan or its appropriate affiliates, you agree not to display or use in any manner, the Marks. All other trademarks are the property of their respective owners.

Here is our Privacy Policy required by the Gramm-Leach-Bliley Act of 1999. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications, credit reports, and other documents;
• Information about your transactions with us, our affiliates, or others;
• Information we receive from a consumer-reporting agency.

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.

We restrict access to nonpublic personal information about you to those members of our firm who need to know that information to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

When visiting our websites, information such as time and length of visit, links within our website, as well as the site visited prior to our may be collected and stored on an anonymous basis. This information will only be used to measure site activity and assist in the development of website enhancement. There are also sections on our website for you to provide us with contact information, such as your name, mailing address and email address. If you choose to share any personal information with us, we may store it and use it for research and other purposes. 

We may use "cookie" technology to measure site activity and to customize information. A cookie is an element of data that a Web site can send to your browser, which may then store the cookie on your hard drive. So, when you come back to visit us again, we can tailor information to suit your individual preferences. The goal is to save you time and provide you with a more meaningful visit.

All notices and or copyright information are terms that must be observed and followed. Information on this website may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. Majestic Home Loan may also make improvements and/or changes to products and/or programs described in this information at any time without notice. Any and all information or material sent to Majestic Home Loan will be regarded as not confidential. By sending Majestic Home Loan any information or material, you grant Majestic Home Loan an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that Majestic Home Loan is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless we notify you, obtain permission, or if required to do so by law.

Majestic Home Loan has no responsibilities whatsoever about any other website that may be accessed through our site. When you access a non-Majestic Home Loan website, even one that may contain the Majestic Home Loan logo, please understand that it is independent of Majestic Home Loan, and that Majestic Home Loan has no control over the content on that Web site. In addition, a link to a non-Majestic Home Loan Web site does not mean that Majestic Home Loan endorses or accepts any responsibility for the content, or the use, of such website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, and other items of a destructive nature. We will not be liable to any party for any damages occurred from the use of this website. 

All security transactions occur solely through licensed brokers, and are not an offer to sell or solicit any securities. The advice in regard to investment or investment related services are not contained on this website. All information is for informational purposes only and is provided for the convenience of our clients.

Majestic Home Loan makes no representation or warranty as to the accuracy or completeness of any information on this website, and disclaims any and all liabilities. The user is solely responsible for its use of any information obtained from this website, and any inputs provided by the user. Majestic Home Loan does not and is not required to verify information received from third parties. All information on this website is provided "as is" and Majestic Home Loan makes no representations or warranties with respect to the accuracy, completeness or sufficiency thereof for any particular purpose. Majestic Home Loan will have no liability resulting from any use of any information obtained from this website. 

Certain information contained in this website may not include the most current information. Any dated information is published as of its date only and Majestic Home Loan does not undertake any obligation or responsibility to update or amend such information. Majestic Home Loan will have no liability for the timeliness, accuracy or completeness of any information provided herein. Majestic Home Loan may modify or discontinue your access to the website at any time or from time to time without notice. Majestic Home Loan may alter, reduce or discontinue maintaining this website or any information herein at any time or from time to time without notice. We may amend these terms of use at any time, and your continued use of this website will indicate your acceptance of an agreement to the terms of use.

Any user ID or Password used to access this website is for the sole use of the approved individual and agreed not to disclose any information to any persons unaffiliated with your organization. This website and all information contained herein are the property of Majestic Home Loan and shall not be reproduced, sold, circulated, modified, or published without the consent of Majestic Home Loan, 

By accessing this website, you are accepting and acknowledging all of the prior statements and agree that your use of this website is subject to all of the foregoing terms and conditions. You also represent that you are authorized to agree to the foregoing on behalf of your organization and that your agreement is binding on your organization.

If you have any questions about this policy, please do not hesitate to contact us.